Payroll-Linked Wallet Access Built for Malaysian Workforces
Smart Wallet is a secure, built-in digital wallet that simplifies salary disbursement. Whether paying through bank transfers or directly via Smart Wallet, you can support all types of employees—office, field, or contract—on time, every time.
What Is SmartWallet?
SmartWallet is a wallet experience connected to the Smart Salary HR and payroll platform.
It helps businesses support salary, reimbursements and allowances through a more flexible disbursement flow.
Receive eligible salary, claims and allowances
Pay supported bills and everyday payments
Transfer funds to supported local bank accounts
From Manual Allowance Tracking to Clear Disbursement Records
Employee Payments Should Not Create Extra Admin
Many teams still manage claims, allowances, advances and urgent employee requests through spreadsheets, petty cash or separate payment tools.
SmartWallet simplifies employee access and employer visibility
- No salary delays due to missing bank details.
- No need to require every employee to open an account
- No extra platforms to manage
Clear Records
Traceable salary, claims and allowance flows for your operations.
SmartWallet in Action
Flexible Disbursement
Support salary-linked wallet access or bank transfer flows depending on employee needs and company policy.
Everyday Access, Simplified
Employees can manage funds, check payslips and access HR services from the same mobile experience.
Connected With HRIS and Payroll
SmartWallet connects with attendance, payroll, claims and employee records so HR does not need to reconcile another isolated tool.
Optional Earned Wage Access (EWA)
Let employees access a portion of their earned wages before payday—only if your company enables it.
Frequently Asked Questions
SmartWallet helps employees access eligible salary-linked funds, claims or allowances through a connected wallet experience.
